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Welcome to Saxen Ltd.


More and more companies are looking at leasing as a way of financing an office move or refurbishment project.

We recognise the benefits of leasing can vary depending upon the organisation borrowing the money. However, the fundamental advantages to all organisations remain the same:

Overcome budget limitations
Make the most of your budget by spreading the cost over 2, 3, 4 or 5 years and acquire the solution that meets your needs fully, rather than that which your budget dictates. You can pay monthly, quarterly or annually, from your revenue budget, to suit you.

Improve Cashflow with fixed monthly payments
Lease payments are fixed for the period allowing you to budget for one easy monthly or quarterly payment for your total office solution

Preserve borrowing power 
Other lines of credit from your bank remain intact for other credit needs. In addition, leasing is far more cost effective than bank borrowing as loan payments do not attract 100% allowances.

Be completely flexible
You can add to your existing lease at any point during the term. You can either extend the term and keep the payments the same, or simply increase the payments and keep the end date the same.

At the end of the lease period you have two choices
A) Continue to rent the installation at small monthly charge
B) Negotiate 'infinite' use of the installation for a one off lifetime rental.

And for tax paying organisations: It can be cheaper than paying cash!

If you pay for the furniture and refurbishment of your building from your cashflow, only a limited percentage is allowable for tax purposes. Because of the 'intangible' elements, the revenue only allows you to claim capital allowances against a proportion of the project.

For an average job, we would expect this to be approximately 65% of the project. However, if you lease the works, the repayments are 100% allowable, unlike other forms of finance such as a bank loan.

This 100% allowance on payments makes leasing the most tax efficient method of refurbishing a building and can work out cheaper than paying cash or borrowing from your bank.

This is particularly advantageous to organisations paying a higher level tax ie large corporates and partnerships and LLPs.

On an average fit out project, we estimate this saving can be up to 18% of the project cost compared with paying cash.


Contact us now for further information on Furniture Leasing options available and how it can be advantageous to your company.

Telephone: 0845 652 2347 (Sales Extension 1)





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